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Best Health Insurance companies, always remain a question to the general public. Important things to consider while buying health insurance for your family or individual health insurance. Whether Family Floater or Individual, which policy should you buy. All this and many more in this video.
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What is Incurred Claim Ratio?
Incurred Claims Ratio (ICR) indicates the financial strength of the insurance company with respect to the revenues received and claims paid

Incurred Claim Ratio or ICR is a ratio of the total value of claims paid or settled to the total premium collected in any given year. This can be calculated as Incurred Claim Ratio or ICR=(Total Value of Claims Paid/Total Premiums collected)*100.
IRDAI, Insurance Regulatory and Development Authority of India, publishes its annual report, which has the data of Incurred Claims Ratio (ICR) for every financial year for the general insurance companies in India. The insurance companies also publish this data on quarterly basis under public disclosures on their website.

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