PNB MetLife Mera Term Plan Plus | Term Insurance Plan in Hindi | Life Insurance | PNB MetLife




PNB MetLife Mera Term Plan comes with unique features that helps you in securing your family’s future.

To get your personalised quote click on this link – http://bit.ly/PMMTPP_YTD

Key Features of this plan include:

* Stay protected until 99* years of age

*Return of Premium – Choose this option at the start of your policy to get your premium back after completion of the policy term. This option is available only if the life assured survives until the Maturity Date of the Policy with a maximum policy term of 40 years or maturity age of 75 years last birthday, whichever is earlier.

*Get 50 Critical Illness covered
If the Life assured is diagnosed with any of the covered Critical Illnesses provided the Policy is in In-force Status on date of the Diagnosis, 25% of Basic Sum Assured (subject to maximum of Rs. 50 Lakhs) shall be accelerated and paid immediately as lump sum.

*Step Up – Increase your sum assured by 10%
You can choose to increase your sum assured systematically every year by 10% for the next 10 years without any hassles

*Cover Your Spouse
Under this optional benefit, your spouse can get insured too. You can opt for it only if your Sum Assured is higher than Rs 50 Lacs & your partner’s coverage is limited to 50% of your Sum Assured with a maximum limit of Rs 50 Lacs. In case of the partner being a homemaker maximum, Rs 25 lac cover can be provided. Your partner will continue to get coverage even in your absence.

*Waiver of Premium
All future premiums payable under the Policy shall be waived-off (including additional premiums paid for “Spouse Coverage”, “Return of Premiums”, “Step-up Benefit”, “Life-stage Benefit” and “Child Education Support Benefit”, if any), if the Life Assured suffers either an ATPD (Accidental Total & Permanent Disability) or is diagnosed with any one of the 50 listed Critical Illnesses.

*Flexibility to increase your cover on important life events
As you progress through the various stages of life your responsibilities increase & so do your life cover requirements. Under Life stage protection option, you get the option to buy additional Life cover according to your current age, no medical examination is required.
On marriage:
50% of Original Life Cover (Sum Assured) can be taken subject to a limit of 50 Lacs.
On first child:
25% of Original Life Cover (Sum Assured) can be taken subject to a limit of 25 Lacs.
On second child:
25% of Original Life Cover (Sum Assured) can be taken subject to a limit of 25 Lacs.
Home Loan taken within Policy period (only once in entire policy period)
50% of Original Life Cover (Sum Assured) can be taken subject to a limit of 50 Lacs.

*Tax* Benefits up to 46,800^
You are eligible for tax benefits under section 80C of the income tax act, 1961 on your annual premium

*Payout options for family’s benefit
Get the flexibility to choose from four payout options

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