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What is the cheapest car insurance company?
Our analysis found that USAA and State Farm are the most affordable major insurers in the country. USAA cost an average of $224 for a six-month policy, 49% below the national average. State Farm cost $309 (30% below the national average) for a six-month policy.

Although USAA is easily the cheapest option among major insurers, only active military members, veterans or their families will qualify for a policy.

Among insurers that have a smaller national footprint, Farm Bureau Insurance, at $251 for a six-month policy, and Erie, at $195, rank as the cheapest.

These insurers don’t have the same name recognition as some of the companies you may recognize from national television campaigns, but could help you find savings if you’re looking for the cheapest rate.

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